Digital Platforms and Marketplaces
Help platforms collect payments from customers and disburse funds to approved merchants, sellers, service providers, or participants.
Help platforms collect payments from customers and disburse funds to approved merchants, sellers, service providers, or participants.
Digital Platforms and Marketplaces
Marketplaces and digital platforms sit between end customers and many sellers, and need to collect funds, attribute them to the right merchant, and disburse payouts reliably. PayLoro provides the collection and disbursement layer so platforms can reconcile customer payments, validate merchant accounts, and release payouts with audit-ready records.
Who Is This For
Marketplace Operators
Platforms coordinating customer payments and merchant payouts across many sellers.
Sellers & Providers
Merchants and service providers receiving disbursements for fulfilled orders or services.
Customers
Buyers paying via card, wallet, QR, or bank transfer on the platform.
Finance & Compliance
Teams handling reconciliation, payout scheduling, and merchant due diligence.
Key Capabilities
Customer Payment Collection
Accept card, wallet, QR, and bank transfer payments on behalf of platform merchants.
Merchant Disbursements
Release payouts to verified merchant accounts with per-order attribution and audit trail.
Account Validation
Validate merchant account ownership before disbursement to reduce failed or misdirected payouts.
Split & Attribution
Allocate payments across multiple sellers, fees, and platform commissions with clear references.
Payout Scheduling
Schedule disbursements by cycle, threshold, or merchant preference with notification support.
Reconciliation Reporting
Match collections, splits, and disbursements for finance and compliance review.
Typical Scenarios
Customer Checkout for Multi-Seller Order
Customer pays for an order containing items from multiple sellers; PayLoro splits the payment and attributes each share to the right merchant.
Merchant Payout Cycle
Platform triggers a payout cycle; PayLoro validates merchant accounts, releases funds, and sends notifications with payout references.
Refund to Customer
Platform initiates a refund; PayLoro routes it to the original payment channel and records the transaction for reconciliation.
Commission Settlement
PayLoro computes platform commissions per order and remits the net amount to merchants with an itemized report.
End-of-Cycle Reconciliation
PayLoro aggregates collections, splits, and disbursements, matches them against orders, and exports reports for finance.
Business Benefits
Faster Merchant Payouts
Validated, scheduled disbursements reduce manual processing and support merchant trust.
Clean Reconciliation
Per-order attribution simplifies matching across collections, splits, and payouts.
Lower Compliance Risk
Account validation and audit trails support KYC and regulatory requirements.
Scalable Operations
One collection and disbursement layer adapts as the platform adds sellers and categories.
Get Started
Flow Mapping
Share your checkout, settlement, and payout flows; PayLoro maps collection, split, and disbursement points.
Integration & Validation
Connect customer payment, merchant validation, and disbursement endpoints with reconciliation rules.
Pilot & Scale
Pilot with a category or seller group, verify payout accuracy, then scale across the marketplace.
Why Businesses
Choose PayLoro
From secure payment infrastructure to dedicated merchant support, PayLoro delivers everything your business needs.
Deep Local Market Expertise
Deep familiarity with Filipino consumer habits, enterprise needs, payment preferences, and the domestic financial services landscape.
One Integrated Payment Platform
A single partnership unlocks collections, aggregation, payouts, QR codes, e-wallets, bill payments, offline checkout, and enterprise integrations.
Flexible Integration Options
Tailored to enterprise needs — supported by web portals, hardware devices, hosted payment pages, and API endpoints.
Dedicated Commercial Support
Business development and sales teams help partners find the right commercial and operational fit.
Dedicated Technical Support
Our technical team supports integration, testing, incident handling, device deployment, and go-live.
Compliance-First Onboarding
Merchants and partners complete full document verification, due diligence, and risk and compliance review.
End-to-End Operational Support
Support for transaction monitoring, settlement coordination, financial reconciliation, merchant issue handling, and exception escalation.
Built to Scale
Solutions adapt to growing transaction volumes, merchant networks, user bases, and payment demands.
Ready to Grow with PayLoro?
Start accepting payments, streamline collections, and manage transactions with confidence.