Business e-wallet
A Business Wallet Built for Merchant Fund Management
Manage balances, receive settlement visibility, and use wallet-supported services including transfers, bills payment, cash-in, and cash-out through one platform.
- Merchant balance visibility
- Settlement reflection
- Fund transfers
- Bills payment
- Cash-in and cash-out support
- Wallet activity reporting
Manage balances, receive settlement visibility, and use wallet-supported services including transfers, bills payment, cash-in, and cash-out through one platform.
Business e-wallet
The Business e-wallet is a merchant-side fund management account that consolidates settlement visibility, transfers, bills payment, cash-in, and cash-out through one platform. It is designed for SME merchants and multi-branch operators who need real-time balance visibility and movement of funds without switching between bank portals.
Key Capabilities
Merchant Balance Visibility
Real-time view of available and pending balances across all linked payment channels.
Settlement Reflection
Incoming settlements from gateway, QR Ph, and Quick Pay Links are reflected in the wallet as they are confirmed.
Fund Transfers
Transfer funds to bank accounts, e-wallets, or other PayLoro merchants with audit-trail logging.
Bills Payment
Pay utility, telecom, government, and other supported bills directly from the wallet balance.
Cash-In / Cash-Out
Top up the wallet from linked bank accounts or withdraw funds through partner cash-out channels.
Wallet Activity Reporting
Downloadable reports of all wallet movements for accounting and reconciliation.
Business Benefits
Centralized Fund Operations
One platform replaces multiple bank portals and e-wallet apps for treasury operations.
Real-Time Decision Making
Live balance and settlement data let merchants react to cash flow needs immediately.
Simplified Reconciliation
Settlement, transfer, and bills payment records are unified for cleaner bookkeeping.
Reduced Idle Balances
Faster settlement reflection means merchants can deploy funds to where they are needed sooner.
Simple, Fast,
Secure Payment Processing
From customer checkout to merchant settlement — PayLoro handles every step with speed and security.
Wallet Onboarding
Merchant completes KYC and links the wallet to their PayLoro merchant account during onboarding.
Settlements Credited
Incoming settlements from gateway, QR Ph, and Quick Pay Links transactions are credited to the wallet automatically.
Funds Moved
Merchant uses the wallet to transfer funds, pay bills, cash-in, or cash-out through supported channels.
Activity Logged
Every wallet movement is logged with timestamp, counterparty, amount, and reference for audit.
Reports Exported
Merchants export wallet activity reports for accounting, reconciliation, and internal audits.
Why Businesses
Choose PayLoro
From secure payment infrastructure to dedicated merchant support, PayLoro delivers everything your business needs.
Deep Local Market Expertise
Deep familiarity with Filipino consumer habits, enterprise needs, payment preferences, and the domestic financial services landscape.
One Integrated Payment Platform
A single partnership unlocks collections, aggregation, payouts, QR codes, e-wallets, bill payments, offline checkout, and enterprise integrations.
Flexible Integration Options
Tailored to enterprise needs — supported by web portals, hardware devices, hosted payment pages, and API endpoints.
Dedicated Commercial Support
Business development and sales teams help partners find the right commercial and operational fit.
Dedicated Technical Support
Our technical team supports integration, testing, incident handling, device deployment, and go-live.
Compliance-First Onboarding
Merchants and partners complete full document verification, due diligence, and risk and compliance review.
End-to-End Operational Support
Support for transaction monitoring, settlement coordination, financial reconciliation, merchant issue handling, and exception escalation.
Built to Scale
Solutions adapt to growing transaction volumes, merchant networks, user bases, and payment demands.
Ready to Grow with PayLoro?
Start accepting payments, streamline collections, and manage transactions with confidence.