Secure, Compliant,
and Built for Trust
At PayLoro, security and compliance are built into every transaction. We support merchants with reliable payment infrastructure and transparent reporting.
Data Protection
End-to-end encryption of all merchant and customer data with strict access controls.
Transaction Encryption
All payment transactions are encrypted using industry-standard protocols.
Fraud Monitoring
Real-time fraud detection and monitoring to protect merchants and customers.
Access Controls
Role-based access controls ensure only authorized personnel can access sensitive data.
Two-Factor Authentication
Mandatory 2FA for merchant accounts to prevent unauthorized access.
Merchant KYC/KYB
Rigorous Know Your Customer and Business verification for all onboarded merchants.
Dispute Handling
Structured process for handling payment disputes with transparent coordination.
BSP Regulatory Alignment
Operating under eMandarin Ventures, Inc in alignment with BSP guidelines.
Your Security Is Our Priority
At PayLoro, security and compliance are built into every transaction. We support merchants with reliable payment infrastructure, proper onboarding controls, transaction monitoring, and transparent reporting — so you can focus on growing your business.
Security and Compliance at the Core of Every Transaction
PayLoro recognizes that trust, security, and compliance are essential to operating a responsible payment ecosystem.
We continuously strengthen our policies, systems, procedures, and controls to address payment risk, fraud, cybersecurity, data privacy, consumer protection, and operational resilience.
Fraud Management
PayLoro maintains fraud management capabilities designed to identify, review, and respond to suspicious activities.
- ✓Transaction rules
- ✓Amount and velocity monitoring
- ✓Account behavior analysis
- ✓Device and access monitoring
- ✓Merchant risk monitoring
- ✓Alerts and case review
- ✓Account restriction
- ✓Escalation procedures
- ✓Investigation and documentation
- ✓Regulatory and partner reporting when required
Merchant Due Diligence
- ✓Business registration
- ✓Ownership and authorized representatives
- ✓Government-issued identification
- ✓Tax registration
- ✓Business permits
- ✓Bank or settlement account
- ✓Products and services
- ✓Website or application
- ✓Licenses and accreditations
- ✓Expected transaction activity
- ✓Source of funds or business income
- ✓Industry and risk classification
- ✓Beneficial ownership
- ✓Sanctions and watchlist information
Additional requirements may apply depending on the business model and risk profile.
Data Privacy
- ✓Lawful and transparent data processing
- ✓Defined purposes for data collection
- ✓Access controls
- ✓Secure storage
- ✓Data retention controls
- ✓Confidentiality requirements
- ✓Vendor and partner assessments
- ✓Incident management
- ✓Data subject request procedures
- ✓Employee awareness and training
Payment Security
- ✓Secure system access
- ✓User authentication
- ✓Encryption
- ✓Role-based permissions
- ✓Activity logs
- ✓API security
- ✓Environment separation
- ✓Transaction monitoring
- ✓Vulnerability management
- ✓Incident response
- ✓Business continuity procedures
Consumer Protection
PayLoro is committed to fair treatment, transparent communication, responsible complaint handling, and appropriate customer support.
- ✓Transaction amount
- ✓Applicable fees
- ✓Payment status
- ✓Refund conditions
- ✓Settlement expectations
- ✓Product terms
- ✓Support channels
- ✓Data usage
- ✓Complaint procedures